2002 Stock Performance

2002 Stock Picks~Performance

SUMMARY
1 YEAR PERFORMANCE ~ 2000 & 2001 STOCK PICKS VS. S&P 500

DETAIL 1 YEAR PERFORMANCE ~ 2002 STOCK PICKS
Stock Name, (Business sector)	SYM	Pick Dt	Pick Dt Prce	Eval. Dt	Eval. Dt Prce	Cum. Div.	Shr. Prce +Div.	Months	% Appr.
December 2002 Selections Below
Emerson Radio Corp. (AMEX\Audi & Video Equipment)	MSN	12/09/02	$4.43	12/09/03	$3.35	-	$3.35	12	(24.38%)
Nutraceutical Int'l Corp. (NASD\Biotechnology & Drugs)	NUTR	12/09/02	$9.23	12/09/03	$12.25	-	$12.25	12	32.72%
Heritage Financial Corp. (NASD\S&Ls/Savings Banks)	HFWA	12/02/02	$16.64	12/02/03	$22.29	-	$22.29	12	33.95%
December 2002 ~ Annual Gain (Loss) >>									14.10%
November 2002 Selections Below
Broadway Financial Corp. (NASD\S&Ls/Savings Banks)	BYFC	11/19/02	$8.79	11/19/03	$13.99	-	$13.99	12	59.16%
Tractor Supply Co. (NASD\Retail (Home Improvement)	TSCO	11/11/02	$18.85	11/11/03	$41.43	-	$41.43	12	119.79%
November 2002 ~ Annual Gain (Loss) >>									89.48%
October 2002 Selections Below
Immucor, Inc. (NASD\Medical Equipment & Supplies)	BLUD	10/01/02	$17.12	10/01/03	$28.87	-	$28.87	12	68.63%
September 2002 Selections Below
Hovnanian Enterprises (NYSE\Construct'n Services)	HOV	09/03/02	$29.94	9/03/03	$65.25	-	$65.25	12	117.94%
August 2002 Selections Below
(None selected)	---	---	---	---	---	---	---	---	---
July 2002 Selections Below
Classic Bancshares, Inc. (NASD\Consumer Fncl. Srvcs.)	CLAS	7/15/02	$24.09	07/15/03	$30.23	-	$30.23	12	25.49%
New Century Financial (NASD\Consumer Fncl. Srvcs.)	NCEN	7/03/02	$19.75	07/03/03	$27.80	-	$27.80	12	40.76%
July 2002 ~ Annual Gain (Loss) >>									33.13%
June 2002 Selections Below
Wilshire State Bank (NASD\Regional Banks)	WSBK	6/04/02	$12.13	06/04/03	$15.51	-	$15.51	12	27.92%
Annaly Mortgage Mgt (NYSE\Real Estate Operations)	NLY	6/07/02	$19.41	06/06/03	$19.79	-	$19.79	12	1.96%
June 2002 ~ Annual Gain (Loss) >>									14.94%
May 2002 Selections Below
Decoma International (NASD\Auto & Truck Parts.)	DECA	5/17/02	$12.53	05/16/03	$8.38	-	$8.38	12	(33.12%)
Pelican Financial, Inc. (AMEX\Regional Banks)	PFI	5/07/02	$10.54	05/07/03	$7.96	-	$7.96	12	(24.48%)
Gulfmark Offshore (NASD\Oil Well Srvcs & Equipment)	GMRK	5/01/02	$22.89	05/01/03	$13.59	-	$13.59	12	(40.63%)
May 2002 ~ Annual Gain (Loss) >>									(32.74%)
April 2002 Selections Below
Cherokee Inc. (NASD\Misc.Fncl Srvcs)	CHKE	4/26/02	$16.95	04/25/03	$16.31	-	$16.31	12	(3.78%)
Courier Corp. (NASD\Printing & Publ,)	CRRC	4/15/02	$39.71	04/15/03	$48.10	-	$48.10	12	21.13%
Sasol Ltd. Adr (NASD\Chemical Mfr.)	SASOY	4/12/02	$10.81	04/08/03	$11.05	-	$11.05	12	2.22%
A.O. Tatneft Ads(NYSE\Oil&Gas Oper.)	TNT	4/05/02	$12.76	04/04/03	$16.97	-	$16.97	12	32.99%
Novastar Financial Inc.(NYSE\Real Estate Oper.)	NFI	4/02/02	$15.43	04/02/03	$33.15	-	$33.15	12	114.84%
April 2002 ~ Annual Gain (Loss) >>									33.48%
March 2002 Selections Below
Coca-Cola FEMSA (NYSE\Beverages, Non-alcoholic)	KOF	03/21/02	$25.91	03/21/03	$17.62	-	$17.62	12	(32.00%)
Jos. A. Bank Clothiers (NASD\Retail Apparel)	JOSB	3/12/02	$10.40	03/12/03	$21.15	-	$21.15	12	111.80%
Riverview Bancorp. (NASD\S&Ls Savings Bank)	RVSB	3/08/02	$12.19	3/07/03	$16.82	-	$16.82	12	37.98%
Orleans Homebuilders (AMEX\Construct'n Services)	OHB	03/01/02	$9.10	3/01/03	$7.75	-	$7.75	12	(14.84%)
March 2002 ~ Annual Gain (Loss) >>									25.74%
Febru ary 2002 Selections Below
Berkshire Hills Bancorp. (AMEX\S&Ls Savings Bank)	BHL	02/01/02	$20.77	01/31/03	$22.63	-	$22.63	12	8.96%
NVR, Inc. (AMEX\Construct'n Srvcs)	NVR	02/11/02	$249.90	02/11/03	$332.00	-	$332.00	12	32.85%
Pulaski Fnc'l Corp. (NASD\S&Ls Savings Bank)	PULB	02/25/02	$19.16	02/25/03	$21.70	-	$21.70	12	13.26%
Wellpoint Health Networks (NYSE\Insurance)	WLP	02/08/02	$62.99	02/07/03	$68.00	-	$68.00	12	7.95%
February 2002 ~ Annual Gain (Loss) >>									15.76%
January 2002 Selections Below
American Woodmark Corp. .(NASD\Conxtruct'n Supplies & Fixtures)	AMWD	01/11/02	$56.80	01/10/03	$47.87	---	$47.87	12	(15.72%)
Escalade Inc. (NASD\Recreational Products)	ESCA	01/18/02	$18.15	01/17/03	$16.71	-	$16.71	12	(07.93%)
Interactive Systems World (NASD\Computer Networks)	ISWI	01/04/02	$7.44	01/03/03	$2.77	-	$2.77	12.0	(62.77%)
January 2002 ~ Annual Gain (Loss) >>									(28.81%)
01/2002 to 12/20002 ANNUAL AVG. GAIN (30 Stocks) >>>									21.76%
SYM - A stock's symbol. PICK DT - Date when a stock was "picked". PICK DT PRICE - A stock's closing price at its pick date. EVAL. DATE - A stock's evaluation date (when the stock's market performance is determined). EVAL. DATE PRCE - A stock's closing price at its evaluation date. CUM. DIV. - Cumulated dividends paid (if any) by a stock since its pick date. SHR. PRCE + DIV. - A stock's evaluation date price + its cumulated dividends. MONTHS - Number of months between a stock's pick and evaluation dates. % ANN. APPR. - A stock's annual appreciation. .....................Note: Appreciation rate does not include broker fees.

Last modified: 08/08/10